Denver Real Estate

Where do I find a good cumulative return calculator?

2008-04-18T04:29:42Z

I have developed a rental calculator calculator add-on for Excel. Once you enter the property details into the calculator, you will see a entry called "aggregate profit or loss". This shows you the profit or loss at the end of each year. You can also click on the charts at the bottom, and you will see the cumulative returns charted out for you. If you have Excel or Open Office installed on your computer, then you can use the rental property calculator linked below.

Cumulative Return Calculator

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What do I need to get a mortgage for a rental property?

2008-04-18T04:04:39Z

You will probably want to contact a lender to see what their requirements are. You will probably need to prove your income and expenses, provide a 10-30% down payment, have some money in the bank as reserves, and have pretty good credit.

The property will probably need to have a Debt Service Coverage Ratio (DSCR) at 1.1 or above. You might be able to convince a lender to go down to 0.9, but it could be pretty difficult to do that. Please visit the links below to learn more about the DSCR.

What is Debt Service Coverage Ratio?

How do I calculate Debt Service Coverage Ratio?

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Additional Matches: Requirements for a mortgage for rental property.

Where do I find good real estate investment calculators?

2008-04-18T01:33:55Z

I have several different real estate investment calculators to help you with your current and potential real estate investments. Simply click the link below to see the calculators.

Real Estate Investment Calculators

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Additional Matches: Real estate investment calculators, Investment calculator.

How do I calculate rate on a loan?

2008-04-18T01:28:39Z

I have developed a calculator that will estimate the interest rate on a loan, provided you know the monthly payment, loan term, and amount financed. Now calculating the interest rate of a loan is not an exact science, but using this calculator will at least get you into the ballpark of the actual rate.

Quick Mortgage Calculator

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How do I compare rental properties to each other?

2008-04-18T00:52:12Z

I have developed a rental property calculator add-on for Excel. This add on will allow you to enter information for multiple rental properties, and see them compared on a chart. If you have Excel or Open Office installed on your computer, then you can use the calculator linked below.

Compare Rental Properties Calculator

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How do I calculate daily rental rate?

2008-04-18T00:27:21Z

I have designed a calculator that will allow you to calculate daily rent. Simply click on the link below to access my daily lease calculator.

Daily Lease Calculator

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How do I buy an investment property if I am a renter?

2008-04-18T00:23:27Z

A renter is free to buy any investment property they wish, as long as they have (or can obtain) the funds necessary to close. The first real estate investment a renter should make is to own the home they live in. It is pointless to own an investment property, but continue to pay out rent to someone else. Why not just eliminate the rent payments, and pay on a house that someday will be paid off. If you can afford two payments, you could buy two investments instead of paying rent on one property and owning another.

Finally, the very first investment one should make is to pay off any debts they owe. There is virtually no way to carry a debt, invest in real estate (or anything else), and be ahead. Pay off the debts first, then make investments.

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What does the Colorado exclusive right to buy contract look like?

2008-04-17T23:54:33Z

Click to download a copy of the
Colorado Exclusive Right to Buy Contract.

Click for more contracts or to make sure you are downloading the most current copy from the State of Colorado.
Colorado Division of Real Estates Approved Forms.

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What is the average ACT score in Colorado?

2008-04-17T23:33:49Z

The average ACT scores are printed on the CSAP School Accountability Reports. The average reading ACT score was 19.41, the average writing ACT score was 18.28, and the average math ACT score was 19.16. These scores were taken from the School Accountability Reports for the 2007 school year.

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Additional Matches: Colorado average ACT scores, Average ACT Colorado.

Where do I find a good open office mortgage calculator?

2008-04-18T00:54:21Z

I have developed a rental property calculator add-on for Open Office. If you have Open Office or Excel installed on your computer, then you can use the rental property calculator linked below.

Open Office Mortgage Calculator

If you do not have Open Office or Excel installed on your computer, click below instead to see a list of web based mortgage calculators.

Web Based Mortgage Calculators

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Additional Matches: Open office mortgage calc, Open office mortgage calculate, Mortgage calculator open office, Mortgage calculators excel, Debt service calculation in excel.

Where do I find a good fix and flip calculator?

2008-04-17T23:12:14Z

I have developed two fix and flip calculators that will help you calculate your potential and current fix and flip investments.

Quick Fix and Flip Calculator

Advanced Fix and Flip Calculator

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Additional Matches: Flip expenses, Real estate flip calculation, Flip net sheet, Flip calculators, Buying & flipping property, Should I buy this FLIP calc?, Should I buy this FLIP calculator?

Where do I find a good excel rental property calculator?

2008-04-17T22:46:09Z

I have developed a rental property calculator add-on for Excel. If you have Excel or Open Office installed on your computer, then you can use the rental property calculator linked below.

Excel Rental Property Calculator

If you do not have Excel or Open Office installed on your computer, click a below instead to open a web based rental property calculator.

Quick Rental Property Calculator

Advanced Rental Property Calculator

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Additional Matches: Excel rental property calculator, Rental property income calculator excel, Free excel property calculator, Income property calculator excel,Multiple rental properties, Excel rental real estate calculator free, Excel cap rate calculator, Rental income excel calculator,

Where do I find a good real estate leverage calculator?

2008-04-17T22:39:46Z

I have developed a leverage calculator add-on for Excel. If you have Excel or Open Office installed on your computer, then you can use the leverage calculator linked below.

Real Estate Leverage Calculator

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Additional Matches: Real estate leverage calculator, Leverage calculators, Leveraged investment calculator, Leverage calc.

Where do I find a good rental property mortgage calculator?

2008-04-18T00:41:59Z

I have developed two rental mortgage calculators that will help you calculate your mortgages.

Quick Mortgage Calculator

Monthly Budget Mortgage Calculator

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Additional Matches: Rental property mortgage calculator, Mortgage calculator rental, Rental mortgage calculator, Mortgage calculator for income property, Mortgage calculator with property tax, Property mortgage calculator, Mortgage interest rate on rental property.

Where do I find a good rental property calculator?

2008-04-18T01:17:26Z

I have developed two rental property calculators that will help you calculate your potential and current rental property investments.

Quick Rental Property Calculator

Advanced Rental Property Calculator

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Denver Home Inspection Denver Home Inspector

2008-04-16T21:59:54Z

Welcome to Advantage Team Home and Mold Inspection. If you are looking for a quality home inspection, call Ron Meadows today at 720-407-0756, or 720-434-1818. Ron Meadows has been inspecting homes in the Denver area for several years. He has many industry certifications, and routinely trains other home inspectors.

When I was in real estate, I exclusively recommended Ron Meadows to my clients. If you or your clients are looking for a quality home inspection, I recommend you call Ron Meadows.

Advantage Team Home and Mold Inspection Order Form

Buying a Home? Call Advantage Team Home and Mold Inspection

Home Inspection Price List

Healthy Homes: About Mold

Mold: A growing concern

Ron Meadows’ Certificates

Click a certificate to see a larger one.

Ron Meadows’ Qualifications

RHI - Registered Home Inspector
(Pass exam from Housing Inspection Foundation and Association of Home Inspectors)

CHI - Certified Home Inspector
(Pass exam from Housing Inspection Foundation and Association of Home Inspectors)

CCI - Certified Construction Inspector

CEI - Certified Environmental Inspector
(Environmental Assessment Association) http://www.iami.org

CMI - Certified Mold Inspector
( from Environmental Solutions Association )

CMIA - Certified Mold Inspector and Assessor
( from Environmental Solutions Association )

HUD - HUD Certified / FHA Inspector

What are the best school districts in the Denver area?

2008-04-13T00:18:38Z

The following is a listing of the school districts in the Denver area. The list is sorted by highest to lowest district average ACT scores. For a full description of the ranking methodology please scroll to the end of this list. Boulder County is excluded from this list. This data is based on the 2006-2007 school year CSAP tests. A perfect ACT score is 36. The state school average ACT score is 18.95.

District Average ACT Score	District Average Proficiency Score	District Name

21.48	63.67	Littleton Public Schools
19.85	57.39	Cherry Creek School District
19.82	56.26	Douglas County School District
18.65	46.96	Jeffco Public Schools (Jefferson County)
17.06	36.17	Englewood Schools
16.39	31.63	Adams 12 Five Star Schools
15.57	21.28	Mapleton Public Schools
14.83	28.22	Adams County School District 50
14.39	25.23	Denver Public Schools
14.04	29.33	Sheridan School District
13.98	22.72	Aurora Public Schools

Ranking Methodology: Here is how the rank of the school districts were determined. Initially, all of the high schools were entered into a database. The State of Colorado provides various statistics about every high school in the state at this website. I copied list form data from the state website, which included data such as school name, address, and grades served. I then accessed individual detailed school reports to obtain and enter school average ACT scores for 11th reading, writing, and math. I also obtained and entered a value known as “percent of students scoring proficient and advanced” for the school in 9th and 10th grade reading, writing, and math. I then created a combined average ACT score for every high school based on the school average ACT scores in reading, writing, and math. I also created a combined proficiency score based on the school average proficiency scores in reading, writing, and math. I then averaged all of ACT scores for all of the high schools in each district to create district average ACT score. The list above is sorted from highest to lowest, by district average ACT score. Some school accountability reports did not include school average ACT scores. If a school accountability report did not include a school average ACT score, that school was omitted from this report.

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How do I calculate how much rent a tenant pays per square foot?

2008-04-17T20:37:21Z

I recommend you use my lease calculator. My lease calculator will tell you how much a tenant pays per square foot. My lease calculator will also tell you the daily rent, annual rent, and rent over the term of the lease.

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Additional Matches: How to figure out how much a tenant pays a square foot? Calculating rent per square foot.

How do I calculate rent cost ratio?

2008-04-17T20:28:35Z

I recommend you use my simple rental calculator to calculate the rent cost ratio. The calculator will quickly give you the GRM, which is the same as the rent cost ratio. The GRM basically is the monthly rents divided by the sales price. A good rule of thumb is to keep the GRM at or below 100.

Click Here for more information on how to calculate GRM.

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Additional Matches: Rent cost ratio calculate, Rent to purchase price ratio calculation, Calculate price to rent ratio.

Where can I find a mortgage calculator with property tax?

2008-04-12T20:02:58Z

I recommend you use my advanced mortgage calculator. My mortgage calculator allows you to develop a monthly mortgage budget, and includes line items for property tax, property insurance, and HOA dues.

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How do I calculate expenses for a fix and flip investment?

2008-04-12T19:58:58Z

I recommend you use my advanced fix and flip calculator to calculate expenses for a fix and flip investment. The calculator will allow you to calculate income and expenses for a fix and flip investment. It will also show you expense line items, so that you can be aware of what kind of expenses you should be considering when you make an investment in a fix and flip property.

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How do I calculate Debt Service Coverage Ratio?

2008-04-12T19:46:11Z

Here is how to calculate Debt Service Coverage Ratio (DSCR).

I will use an income statement from an actual property in order to calculate the DSCR. To view the full income statement, Simply click here.

The first step is to calculate the following:
Annual Gross Scheduled Income
Annual Vacancy
Annual Expenses

Next subtract the annual Expenses and annual Vacancy from the annual Gross Scheduled Income. This gives you Annual Net Operating Income.

Next, divide Annual Net Operating Income by Annual Debt Service (annual mortgage payments). This gives you the Debt Service Coverage Ratio. A DSCR of 1.00 or below is generally frowned upon, because the property does not make enough money to pay the mortgage (or barely pays it).

The debt service coverage ratio for this property is 0.79.

If the income were higher, the property could have a positive Debt Service Coverage Ratio.

Be sure to check out my article What is Debt Service Coverage Ratio.

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What is Debt Service Coverage Ratio?

2008-04-17T20:54:54Z

Debt Service Coverage Ratio (DSCR) is a measurement of the net income of a rental property against the debt service of a rental property. If there is not enough net income (which is income after expenses) to cover the mortgage (debt payment) then the investor will have to provide funds from other sources to pay the mortgage, or in a worst case scenario, the property could foreclose.

Banks use the Debt Service Coverage Ratio as part of their decision to lend funds on an investment property. If the Debt Service Coverage Ratio is too negative, or unacceptable to the bank, (say a DSCR below 1.2) then the bank may decline the mortgage application.

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Additional Matches: Rental property mortgage ratio., Banks and debt service coverage ratio.

Where can I find a map of Waterton Canyon?

2008-04-12T18:14:58Z

You can find a map of Waterton Canyon (which is where Lockheed Martin is located) below.

View Larger Map

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How do I calculate return on rental property?

2008-04-17T20:08:35Z

I recommend you use my advanced rental calculator to calculate return on a rental property. The calculator will give you the CAP RATE (which tells you on a percent basis your return). The calculator will also give you before and after tax cash flow, which is your return on a dollar basis. Finally it will give you before and after tax cash on cash return - which is your return on your invested funds.

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Additional Matches: How to calculate return on rental property?, Real estate rental cash flows and mortgage calculator, Return on rental properties calculator., apartment cash flow calculator, calculate rental property rate of return, determining monthly net from rental property,