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<channel>
	<title>Denver Real Estate</title>
	<link>http://www.tonymassey.com</link>
	<description></description>
	<pubDate>Mon, 22 Jun 2009 09:15:24 +0000</pubDate>
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			<item>
		<title>What is the formula for a maximum allowable offer?</title>
		<link>http://www.tonymassey.com/what-is-the-formula-for-a-maximum-allowable-offer</link>
		<comments>http://www.tonymassey.com/what-is-the-formula-for-a-maximum-allowable-offer#comments</comments>
		<pubDate>Mon, 22 Jun 2009 09:13:56 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/what-is-the-formula-for-a-maximum-allowable-offer</guid>
		<description><![CDATA[
There is no maximum offer. Anyone can offer any price for any property, provided they have or can obtain the funds to complete the transaction.

&#160;

If you are getting a loan for the property, the lender will probably only lend 80-95% of what the property is worth, according to an appraisal.

&#160;

An appraisal is highly recommended in [...]]]></description>
			<content:encoded><![CDATA[<p class="pw">
There is no maximum offer. Anyone can offer any price for any property, provided they have or can obtain the funds to complete the transaction.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
If you are getting a loan for the property, the lender will probably only lend 80-95% of what the property is worth, according to an appraisal.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
An appraisal is highly recommended in order to determine the value of the property. Once the value is determined, an offer can be made accordingly.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
A &#34;General Rule&#34; for investment properties is the offer should be 100 times the monthly rent that one can reasonably collect on the property. For example, if one determines that a reasonable rent for a property is $1,200 a month, the offer should be $120,000. It is hard to find a property and seller that will go with this, but you should try as hard as you can to get to or below 100x.
</p>
<p class="ps">&nbsp;</p>
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		<item>
		<title>I am a first time homebuyer. What tips do you have for me?</title>
		<link>http://www.tonymassey.com/i-am-a-first-time-homebuyer-what-tips-do-you-have-for-me</link>
		<comments>http://www.tonymassey.com/i-am-a-first-time-homebuyer-what-tips-do-you-have-for-me#comments</comments>
		<pubDate>Thu, 21 May 2009 18:24:44 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/i-am-a-first-time-homebuyer-what-tips-do-you-have-for-me</guid>
		<description><![CDATA[
I have a homebuyers notebook that I made when I was in real estate. I gave the notebook to every buyer I encountered. It was my hope to educate my buyers on the buying process. I have removed most of the Colorado specific stuff from the book. There is basically an outline of the homebuying [...]]]></description>
			<content:encoded><![CDATA[<p class="pw">
I have a homebuyers notebook that I made when I was in real estate. I gave the notebook to every buyer I encountered. It was my hope to educate my buyers on the buying process. I have removed most of the Colorado specific stuff from the book. There is basically an outline of the homebuying process, a lead based paint booklet, some important disclosures, and a list of questions to think about when buying a home. Please <a href="http://www.tonymassey.com/home-buyer-notebook.pdf" class="a"><span class="b">click here</span></a> to view this homebuyer notebook.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
BUYER BEWARE! Please be aware that I was an agent in Colorado, and some of the disclosures may be Colorado related. I left these in there so that you could be aware of some of the things you may wish to look for when buying a house. These are not an inclusive list of every bad thing with a house. These forms may not be accurate in every instance, and regulations, laws, or forms may have changed since I made the buyer notebook. If you need help with forms or legal advice, contact an attorney.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
You will need a free program called Adobe Acrobat Reader to view the notebook. Most computers have it already. If your computer cannot open the notebook, please visit this site to get the reader: <a href="http://get.adobe.com/reader/" class="a"><span class="b">Get Adobe Acrobat Reader</span></a>.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">Please <span class="d"><a href="http://www.tonymassey.com/denver-questions-and-answers-disclaimer" title="Denver Real Estate Questions and Answers Disclaimer">view this disclaimer</a></span> about this page.</p>
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		<item>
		<title>How do I calculate what rent to charge?</title>
		<link>http://www.tonymassey.com/how-do-i-calculate-what-rent-to-charge</link>
		<comments>http://www.tonymassey.com/how-do-i-calculate-what-rent-to-charge#comments</comments>
		<pubDate>Thu, 21 May 2009 13:11:58 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/how-do-i-calculate-what-rent-to-charge</guid>
		<description><![CDATA[
A good way to determine what rent to charge is by looking in the newspapers or on internet sites like craigslist to determine what others are asking for in their rents. Also, look on the internet for rental properties in your area. Do a google search. Hopefully you will hit a professional management company, and [...]]]></description>
			<content:encoded><![CDATA[<p class="pw">
A good way to determine what rent to charge is by looking in the newspapers or on internet sites like craigslist to determine what others are asking for in their rents. Also, look on the internet for rental properties in your area. Do a google search. Hopefully you will hit a professional management company, and you can look at their rent prices. They are probably pretty accurate, as they do rental property management for a living.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
If you are using a newspaper, you could also look for a bunch of ads that look similar to each other. For instance, a similarity would be the same phone number for all the ads. Sometimes they have three initials or so to denote their company name.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
These ads that are similar to each other, may have been placed by a professional property management company.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
In all cases, you should look for properties similar to yours. Once you find similar properties, just look through and see what the most common rents, and ignore numbers that are unusually high or low.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
This gives you a rough guess on what kind of rents you will be able to receive.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
If you are considering buying an investment property, A rule of thumb that could be used for an acceptable investment property would be that the purchase price you pay should be equal to or less than 100 rent payments. If it is more than 100, then you will have a lower return on your investment. There are certainly other variables, but this one is a start.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
I also have many investment calculators to help you with your real estate investments at <a href="http://www.invcalc.com/" class="a"><span class="b">INVCALC.COM</span></a>.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">Please <span class="d"><a href="http://www.tonymassey.com/denver-questions-and-answers-disclaimer" title="Denver Real Estate Questions and Answers Disclaimer">view this disclaimer</a></span> about this page.</p>
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		</item>
		<item>
		<title>How do I calculate vacancy rate using a known scheduled income and a known or projected actual income?</title>
		<link>http://www.tonymassey.com/how-do-i-calculate-vacancy-rate-using-a-known-scheduled-income-and-a-known-or-projected-actual-income</link>
		<comments>http://www.tonymassey.com/how-do-i-calculate-vacancy-rate-using-a-known-scheduled-income-and-a-known-or-projected-actual-income#comments</comments>
		<pubDate>Sat, 28 Mar 2009 19:54:26 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/how-do-i-calculate-vacancy-rate-using-a-known-scheduled-income-and-a-known-or-projected-actual-income</guid>
		<description><![CDATA[
To calculate a vacancy percentage, based on gross scheduled income, and actual income received or projected do the following:
&#160;

Determine Scheduled income using area rents.

&#160;

Determine the actual amount of money you have received or project to receive.

&#160;

Divide the actual amount by the scheduled amount. This number is called the &#8220;quotient.&#8221;

&#160;

Subtract the quotient from 100.

&#160;

This is your [...]]]></description>
			<content:encoded><![CDATA[<p class="pw">
To calculate a vacancy percentage, based on gross scheduled income, and actual income received or projected do the following:</p>
<p class="ps">&nbsp;</p>
<p class="pw">
Determine Scheduled income using area rents.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
Determine the actual amount of money you have received or project to receive.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
Divide the actual amount by the scheduled amount. This number is called the &#8220;quotient.&#8221;
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
Subtract the quotient from 100.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
This is your calculated vacancy rate.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">
Be sure to check out my <a href="http://www.tonymassey.com/is%20it%20a%20good%20investment.htm" class="a"><span style="font-weight: bold">quick rental calculator</span></a>, which will help you calculate vacancy allowance, and more!</p>
<p class="ps">&nbsp;</p>
<p class="pc">
<img src="http://www.tonymassey.com/images/calculating-vacancy-rate.gif" alt="calculating vacancy rate example" title="calculating vacancy rate example" /></p>
<p class="ps">&nbsp;</p>
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		</item>
		<item>
		<title>Sellers property disclosure form problem</title>
		<link>http://www.tonymassey.com/sellers-property-disclosure-form-problem</link>
		<comments>http://www.tonymassey.com/sellers-property-disclosure-form-problem#comments</comments>
		<pubDate>Thu, 19 Mar 2009 23:42:24 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/sellers-property-disclosure-form-problem</guid>
		<description><![CDATA[
Hello, I purchased a home &#8220;by owner&#8221; this past August and just found out today from a plumber after having water backing up in my basement bathroom that I have a septic tank in my front yard and I believed my house was on city sewer service.  The seller filled out the TN. property [...]]]></description>
			<content:encoded><![CDATA[<p class="pw"><span style="font-style:italic"><br />
Hello, I purchased a home &#8220;by owner&#8221; this past August and just found out today from a plumber after having water backing up in my basement bathroom that I have a septic tank in my front yard and I believed my house was on city sewer service.  The seller filled out the TN. property disclosure form that the house was on both city water and sewer.  Now we find out that only the upstairs is plumbed to the city service.  Could the seller be liable for our costs, since she lied on the disclosure form?<br />
</span></p>
<p class="ps">&nbsp;</p>
<p class="ps">&nbsp;</p>
<p class="ps">&nbsp;</p>
<p class="pw">
Get legal counsel. Call an attorney, ASAP!
</p>
<p class="ps">&nbsp;</p>
<p class="pw">Please <span class="d"><a href="http://www.tonymassey.com/denver-questions-and-answers-disclaimer" title="Denver Real Estate Questions and Answers Disclaimer">view this disclaimer</a></span> about this page.</p>
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		</item>
		<item>
		<title>Can an agent make changes to a contract without their clients approval?</title>
		<link>http://www.tonymassey.com/can-an-agent-make-changes-to-a-contract-without-their-clients-approval</link>
		<comments>http://www.tonymassey.com/can-an-agent-make-changes-to-a-contract-without-their-clients-approval#comments</comments>
		<pubDate>Tue, 25 Nov 2008 21:31:07 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/can-an-agent-make-changes-to-a-contract-without-their-clients-approval</guid>
		<description><![CDATA[
We gave the seller (the Bank) an extension on the closing date for repairs, our agent informed us that they needed more time so she took our original extension paper and whited out the date and put in another date two weeks later and then told us about it after we asked about the house [...]]]></description>
			<content:encoded><![CDATA[<p class="pw"><span style="font-style:italic"><br />
We gave the seller (the Bank) an extension on the closing date for repairs, our agent informed us that they needed more time so she took our original extension paper and whited out the date and put in another date two weeks later and then told us about it after we asked about the house being ready on the date we had signed the extension for. Can she do that?<br />
</span></p>
<p class="ps">&nbsp;</p>
<p class="ps">&nbsp;</p>
<p class="ps">&nbsp;</p>
<p class="pw">
Your agent should not be making changes to contracts without your knowledge, consent and approval. That is wrong. Optimally, the parties making changes should initial next to the changes, or just draw up a whole new extension agreement. However, if you have given your agent a power of attorney or the agency agreement, or any other agreement between you and your agent allows it, it is possible that the agent could make the changes without your knowledge or approval. - so the answer is not completely cut and dry. If the changes are of concern to you, you should consult legal counsel and provide them with all papers that you have signed - and you should also get a copy of the document that your agent changed and provide that to your legal counsel as well.
</p>
<p class="ps">&nbsp;</p>
<p class="pw">Please <span class="d"><a href="http://www.tonymassey.com/denver-questions-and-answers-disclaimer" title="Denver Real Estate Questions and Answers Disclaimer">view this disclaimer</a></span> about this page.</p>
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		<item>
		<title>Are both mortgage holders signatures necessary to list a home?</title>
		<link>http://www.tonymassey.com/are-both-mortgage-holders-signatures-necessary-to-list-a-home</link>
		<comments>http://www.tonymassey.com/are-both-mortgage-holders-signatures-necessary-to-list-a-home#comments</comments>
		<pubDate>Mon, 06 Oct 2008 12:16:34 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/are-both-mortgage-holders-signatures-nessasary-to-list-a-home</guid>
		<description><![CDATA[
Not necessarily. All titled owners must agree to the listing / sale of the home however. All owners must sign listing contracts, buy sell contracts, amendments, etc. Regardless, the loan must be paid off before the property is sold - because the real estate is collateral for the loan. 
It is certainly possible to have [...]]]></description>
			<content:encoded><![CDATA[<p class="pw">
Not necessarily. All titled owners must agree to the listing / sale of the home however. All owners must sign listing contracts, buy sell contracts, amendments, etc. Regardless, the loan must be paid off before the property is sold - because the real estate is collateral for the loan. </p>
<p>It is certainly possible to have owners of the real estate that are not the borrowers. Here is how it works. Buyers A and B buy the real estate - and get a loan for it. So buyer A and B are the titled owners, as well as the borrowers on the mortgage. Buyers Divorce. Buyer B quit claims to Owner A. Owner A and Owner C get married, and quit claim the property to themselves as a married couple. Owners divorce. Owner A quit claims their interest to Owner C. Owner C needs help with the payments and gets two buddies, Owner D, and E to move in and go on title.</p>
<p>So now, even though there still is a loan on the property, the property is no longer owned by the borrowers, A and B. It is owned by C, D, and E. So as you can see, a property can be owned by someone entirely different than the borrowers. However, since the loan is still on the property, owners C, D, and E must pay off the loan before the property is sold. (they could use sale proceeds at closing for instance). Now of course, if the lender finds out about C, D, and E, they could freak out and foreclose (if there was a restriction against property transfers). </p>
<p class="ps">&nbsp;</p>
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		<item>
		<title>What is real estate transfer tax in Colorado?</title>
		<link>http://www.tonymassey.com/what-is-real-estate-transfer-tax-in-colorado</link>
		<comments>http://www.tonymassey.com/what-is-real-estate-transfer-tax-in-colorado#comments</comments>
		<pubDate>Sat, 02 Aug 2008 23:03:27 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/what-is-real-estate-transfer-tax-in-colorado</guid>
		<description><![CDATA[
The real estate transfer tax Colorado is one of the lowest in the United States. It is one cent per $100 of value, rounded up. For example a $250,000 property would incur a doc stamp fee of $25.00.
&#160;

There are several municipalities that charge a real estate transfer tax in Colorado: Aspen 1.5%, Avon 2%, Breckenridge [...]]]></description>
			<content:encoded><![CDATA[<p class="pw">
The real estate transfer tax Colorado is one of the lowest in the United States. It is one cent per $100 of value, rounded up. For example a $250,000 property would incur a doc stamp fee of $25.00.</p>
<p class="ps">&nbsp;</p>
<p class="pw">
There are several municipalities that charge a real estate transfer tax in Colorado: Aspen 1.5%, Avon 2%, Breckenridge 1%, Crested Butte 3%, Frisco 1%, Gypsum 1%, Minturn 1%, Ophir 4%, Snowmass Village 1%, Telluride 3%, Vail 1%, and Winter Park 1%.</p>
<p class="ps">&nbsp;</p>
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<p class="ps">&nbsp;</p>
<p class="pw">Additional Matches: What is doc stamp fee in Colorado? What is the documentary stamp fee in Colorado?</p>
]]></content:encoded>
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		<item>
		<title>morecalculators.com help center</title>
		<link>http://www.tonymassey.com/morecalculatorscom-help-center</link>
		<comments>http://www.tonymassey.com/morecalculatorscom-help-center#comments</comments>
		<pubDate>Mon, 28 Jul 2008 16:50:39 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Calculators]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/morecalculatorscom-help-center</guid>
		<description><![CDATA[
Having trouble with one of our calculators? Have a suggestion? Need to get in touch with us?
&#160;

Simply complete the comments box below and an administrator will review your message. All comments are reviewed within 3 days. Your comment will not be viewable by the public - only an administrator.
]]></description>
			<content:encoded><![CDATA[<p class="pw">
Having trouble with one of our calculators? Have a suggestion? Need to get in touch with us?</p>
<p class="ps">&nbsp;</p>
<p class="pw">
Simply complete the comments box below and an administrator will review your message. All comments are reviewed within 3 days. Your comment will not be viewable by the public - only an administrator.</p>
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		<item>
		<title>Real Estate Investment Calculators</title>
		<link>http://www.tonymassey.com/real-estate-investment-calculators</link>
		<comments>http://www.tonymassey.com/real-estate-investment-calculators#comments</comments>
		<pubDate>Fri, 25 Jul 2008 17:53:41 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Calculators]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/real-estate-investment-calculators</guid>
		<description><![CDATA[

Welcome to INVCALC.COM! We have many FREE calculators to help you with investing in real estate. Try one or try a few calculators now! You can also view other calculators at our sister site, MORECALCULATORS.COM.

Mortgage CalculatorsPart 1: Tutorial video for the Monthly Mortgage CalculatorPart 2: Tutorial video for the Monthly Mortgage Calculator
Quick FIX AND FLIPTutorial [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align:center">
<img src="http://www.tonymassey.com/calculator.jpg" alt="calculator" title="calculator" /></p>
<p class="pw">Welcome to <a href="http://www.invcalc.com" class="a"><span class="b">INVCALC.COM</span></a>! We have many FREE calculators to help you with investing in real estate. Try one or try a few calculators now! You can also view other calculators at our sister site, <a href="http://www.tonymassey.com/calculators" class="a"><span class="b">MORECALCULATORS.COM</span></a>.</p>
<p><!-- BEGIN SHARED W MC --></p>
<p class="d"><a href="http://www.mortgagegizmo.com" class="a"><span class="b">Mortgage Calculators</span></a><br /><a href="http://www.youtube.com/watch?v=DUyEV9kGhrU" class="d"><span class="f">Part 1: Tutorial video for the Monthly Mortgage Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=cGu0g1ferO0" class="d"><span class="f">Part 2: Tutorial video for the Monthly Mortgage Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/fix-and-flip-data-entry.htm" class="a"><span class="b">Quick FIX AND FLIP</span></a><br /><a href="http://www.youtube.com/watch?v=nuGhKtv9V2A" class="d"><span class="f">Tutorial video for the Quick FIX AND FLIP Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/is-it-a-good-investment.htm" class="a"><span class="b">Quick RENTAL</span></a><br /><a href="http://www.youtube.com/watch?v=eFkEXevampo" class="d"><span class="f">Tutorial video for the Quick RENTAL Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/detailed-rehab-fix-and-flip-investment-report.htm" class="a"><span class="b">Advanced FIX AND FLIP</span></a>    </p>
<p class="d"><a href="http://www.tonymassey.com/detailed-rental-investment-report.htm" class="a"><span class="b">Advanced RENTAL</span></a>    </p>
<p class="d"><a href="http://www.tonymassey.com/gross-rent-calculator.htm" class="a"><span class="b">Gross Rent Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=FVwL-7Ikv9g" class="d"><span class="f">Tutorial video for the Gross Rent Calculator</span></a></p>
<p class="d"><a href="http://www.mortgagegizmo.com/gizmomortgage.htm" class="a"><span class="b">Quick Mortgage Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=YjAYZFXYpkc" class="d"><span class="f">Tutorial video for the Quick Mortgage Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/net-sheet-generator.htm" class="a"><span class="b">Net Sheet Generator</span></a><br /><a href="http://www.youtube.com/watch?v=0wqa3NlyXzc" class="d"><span class="f">Part 1: Tutorial video for the Net Sheet Generator</span></a><br /><a href="http://www.youtube.com/watch?v=pKbVpxsgUZM" class="d"><span class="f">Part 2: Tutorial video for the Net Sheet Generator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/commissions.htm" class="a"><span class="b">Quick Real Estate Commission Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=EOkRtKH-0-E" class="d"><span class="f">Tutorial video for the Quick Real Estate Commission Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/commissions2.htm" class="a"><span class="b">Advanced Real Estate Commission Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=Ug1yPNwr1F8" class="d"><span class="f">Tutorial video for the Advanced Real Estate Commission Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/triple-net-lease-calculator.htm" class="a"><span class="b">Triple Net Lease Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=eBkPgQvBgyI" class="d"><span class="f">Tutorial video for the Triple Net Lease Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/advanced-triple-net-lease-calculator.htm" class="a"><span class="b">Advanced Triple Net Lease Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=fnLLNEV2i4k" class="d"><span class="f">Tutorial video for the Advanced Triple Net Lease Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/loan-to-value-calculator.htm" class="a"><span class="b">Loan to Value Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=1zMbZSxlXL8" class="d"><span class="f">Part 1: Tutorial video for the Loan to Value Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=PQBUJFUKNV4" class="d"><span class="f">Part 2: Tutorial video for the Loan to Value Calculator</span></a></p>
<p><!-- END SHARED W MC --></p>
<p class="pw">&nbsp;</p>
<p class="pw">Sample Reports   <a href="http://www.tonymassey.com/detailed%20rental%20investment%20report%20sample%205.htm" class="a"><span class="b">1</span></a>       <a href="http://www.tonymassey.com/detailed%20rental%20investment%20report%20sample%206.htm" class="a"><span class="b">2</span></a>       <a href="http://www.tonymassey.com/detailed%20rental%20investment%20report%20sample%204.htm" class="a"><span class="b">3</span></a>       <a href="http://www.tonymassey.com/detailed%20rental%20investment%20report%20sample%202.htm" class="a"><span class="b">4</span></a>       <a href="http://www.tonymassey.com/detailed%20rental%20investment%20report%20sample%201.htm" class="a"><span class="b">5</span></a>       <a href="http://www.tonymassey.com/detailed%20rental%20investment%20report%20sample%203.htm" class="a"><span class="b">6</span></a>        <a href="http://www.tonymassey.com/netsheet.pdf" class="a"><span class="b">7</span></a>      </p>
<p class="pw">&nbsp;</p>
<p class="pw">The calculators provide plenty of extra blank fields for income, expenses, etc. Simply use the fields you need. The empty fields are automatically left off of the reports. You will not have a report full of blank lines!</p>
<p class="pw">&nbsp;</p>
<p class="pw">I help you answer these two questions:</p>
<p class="pw">&nbsp;</p>
<p class="pw">1. How can I better determine if the rental property I am about to buy has the potential to be a good investment, or will it be a dog?</p>
<p class="pw">&nbsp;</p>
<p class="pw">2. How can I better determine if the fixer I am about to buy     has the potential to earn me a profit, or will it end up being a never ending money pit     that I wish I never bought?  </p>
<p class="pw">&nbsp;</p>
<p class="pw"><a href="http://www.tonymassey.com/detailed-rental-investment-report.htm" class="a"><span class="b">Evaluate Rental Properties</span></a> for the following:</p>
<p class="pw">Gross Scheduled Income</p>
<p class="pw">Effective Gross Income</p>
<p class="pw">Total Operating Expenses</p>
<p class="pw">Net Operating Income</p>
<p class="pw">Annual Debt Service</p>
<p class="pw">Before Tax Cash Flow</p>
<p class="pw">After Tax Cash Flow</p>
<p class="pw">Debt Service Coverage Ratio</p>
<p class="pw">Annual Gross Rent Multiplier</p>
<p class="pw">Monthly Gross Rent Multiplier</p>
<p class="pw">Capitalization Rate</p>
<p class="pw">CAP RATE</p>
<p class="pw">Before Tax Cash-On-Cash Return</p>
<p class="pw">After Tax Cash-On-Cash Return</p>
<p class="pw">Debt to Equity Ratio (DER)</p>
<p class="pw">Debt to Value Ratio (DVR)</p>
<p class="pw">Loan to Value (LTV)</p>
<p class="pw">Net Present Value</p>
<p class="pw">Investment Metrics</p>
<p class="pw">Investment Analysis</p>
<p class="pw">Property Expenses</p>
<p class="pw">Property Income</p>
<p class="pw">&nbsp;</p>
<p class="pw">CLICK HERE TO GET STARTED!
</p>
<p class="pw"><a href="http://www.tonymassey.com/detailed-rental-investment-report.htm" class="a"><span class="b">Online Detailed Rental Investment Report</span></a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.tonymassey.com/real-estate-investment-calculators/feed</wfw:commentRss>
		</item>
		<item>
		<title>CALCULATORS</title>
		<link>http://www.tonymassey.com/calculators</link>
		<comments>http://www.tonymassey.com/calculators#comments</comments>
		<pubDate>Fri, 25 Jul 2008 07:41:36 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Calculators]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/calculators</guid>
		<description><![CDATA[
Welcome to MORECALCULATORS.COM! We have many FREE calculators to help you with buying a car, buying a home, renting a home, estimating your taxes, making a budget, calculating your income, and investing in real estate. Try one or try a few calculators now!
&#160;
Morecalculators.comHelp Center
&#160;
Mortgage CalculatorsPart 1: Tutorial video for the Monthly Mortgage CalculatorPart 2: Tutorial [...]]]></description>
			<content:encoded><![CDATA[<p class="e"><img src="http://www.tonymassey.com/calculator.jpg" alt="calculator" title="calculator" /></p>
<p class="pw">Welcome to <a href="http://www.morecalculators.com/" class="a"><span class="b">MORECALCULATORS.COM</span></a>! We have many FREE calculators to help you with <a href="http://www.tonymassey.com/car-purchase-calculator.htm" class="a"><span class="b">buying a car</span></a>, <a href="http://www.mortgagegizmo.com/" class="a"><span class="b">buying a home</span></a>, <a href="http://www.tonymassey.com/rent-calculator.htm" class="a"><span class="b">renting a home</span></a>, <a href="http://www.tonymassey.com/tax-calculator.htm" class="a"><span class="b">estimating your taxes</span></a>, <a href="http://www.tonymassey.com/budget-calculator.htm" class="a"><span class="b">making a budget</span></a>, <a href="http://www.tonymassey.com/paycheck-calculator.htm" class="a"><span class="b">calculating your income</span></a>, and <a href="http://www.tonymassey.com/real-estate-investment-calculators" class="a"><span class="b">investing in real estate.</span></a> Try one or try a few calculators now!</p>
<p class="pw">&nbsp;</p>
<p class="d"><a href="http://www.tonymassey.com/morecalculatorscom-help-center" class="a"><span class="b">Morecalculators.com<br />Help Center</span></a></p>
<p class="pw">&nbsp;</p>
<p class="d"><a href="http://www.mortgagegizmo.com" class="a"><span class="b">Mortgage Calculators</span></a><br /><a href="http://www.youtube.com/watch?v=DUyEV9kGhrU" class="d"><span class="f">Part 1: Tutorial video for the Monthly Mortgage Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=cGu0g1ferO0" class="d"><span class="f">Part 2: Tutorial video for the Monthly Mortgage Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/fix-and-flip-data-entry.htm" class="a"><span class="b">Quick FIX AND FLIP</span></a><br /><a href="http://www.youtube.com/watch?v=nuGhKtv9V2A" class="d"><span class="f">Tutorial video for the Quick FIX AND FLIP Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/is-it-a-good-investment.htm" class="a"><span class="b">Quick RENTAL</span></a><br /><a href="http://www.youtube.com/watch?v=eFkEXevampo" class="d"><span class="f">Tutorial video for the Quick RENTAL Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/detailed-rehab-fix-and-flip-investment-report.htm" class="a"><span class="b">Advanced FIX AND FLIP</span></a>    </p>
<p class="d"><a href="http://www.tonymassey.com/detailed-rental-investment-report.htm" class="a"><span class="b">Advanced RENTAL</span></a>    </p>
<p class="d"><a href="http://www.tonymassey.com/gross-rent-calculator.htm" class="a"><span class="b">Gross Rent Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=FVwL-7Ikv9g" class="d"><span class="f">Tutorial video for the Gross Rent Calculator</span></a></p>
<p class="d"><a href="http://www.mortgagegizmo.com/gizmomortgage.htm" class="a"><span class="b">Quick Mortgage Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=YjAYZFXYpkc" class="d"><span class="f">Tutorial video for the Quick Mortgage Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/net-sheet-generator.htm" class="a"><span class="b">Net Sheet Generator</span></a><br /><a href="http://www.youtube.com/watch?v=58A0EL_r918" class="d"><span class="f">Part 1: Tutorial video for the Net Sheet Generator</span></a><br /><a href="http://www.youtube.com/watch?v=T2TS0agMJYI" class="d"><span class="f">Part 2: Tutorial video for the Net Sheet Generator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/budget-calculator.htm" class="a"><span class="b">Budget Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=z8OUxh0VQ90" class="d"><span class="f">Part 1: Tutorial video for the Budget Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=54fIDMf_w9k" class="d"><span class="f">Part 2: Tutorial video for the Budget Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/commissions.htm" class="a"><span class="b">Quick Real Estate Commission Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=EOkRtKH-0-E" class="d"><span class="f">Tutorial video for the Quick Real Estate Commission Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/commissions2.htm" class="a"><span class="b">Advanced Real Estate Commission Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=Ug1yPNwr1F8" class="d"><span class="f">Tutorial video for the Advanced Real Estate Commission Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/triple-net-lease-calculator.htm" class="a"><span class="b">Triple Net Lease Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=eBkPgQvBgyI" class="d"><span class="f">Tutorial video for the Triple Net Lease Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/advanced-triple-net-lease-calculator.htm" class="a"><span class="b">Advanced Triple Net Lease Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=fnLLNEV2i4k" class="d"><span class="f">Tutorial video for the Advanced Triple Net Lease Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/reverse-lease-calculator.htm" class="a"><span class="b">Lease Calculator / Daily Lease Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=a_DuvGy5J0A" class="d"><span class="f">Tutorial video for the Lease Calculator / Daily Lease Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/rent-calculator.htm" class="a"><span class="b">Rental Property Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=a_DuvGy5J0A" class="d"><span class="f">Tutorial video for the Rental Property Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/car-purchase-calculator.htm" class="a"><span class="b">Car Purchase Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=RzBAhSfU0mY" class="d"><span class="f">Part 1: Tutorial video for the Car Purchase Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=FXmRHuRagSo" class="d"><span class="f">Part 2: Tutorial video for the Car Purchase Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/auto-loan-calculator.htm" class="a"><span class="b">Auto Loan Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=kHqlLFUKt04" class="d"><span class="f">Tutorial video for the Auto Loan Calculator</span></a></p>
<p class="d"><a href="http://www.dealerzapper.com/desktop.htm" class="a"><span class="b">Auto Calculator / Car Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=QjCK0pNenE4" class="d"><span class="f">Tutorial video for the Auto Calculator / Car Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/loan-to-value-calculator.htm" class="a"><span class="b">Loan to Value Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=1zMbZSxlXL8" class="d"><span class="f">Part 1: Tutorial video for the Loan to Value Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=PQBUJFUKNV4" class="d"><span class="f">Part 2: Tutorial video for the Loan to Value Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/simple-interest-calculator.htm" class="a"><span class="b">Simple Interest Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=qWTA5e4qv8Q" class="d"><span class="f">Tutorial video for the Simple Interest Calculator</span></a></p>
<p class="d">Note: The Simple Interest calculator is NOT suitable for real estate mortgages or COMPOUNDING LOANS. <a href="http://www.mortgagegizmo.com/gizmomortgage.htm" class="a"><span class="b">Click Here</span></a> instead.</p>
<p class="d"><a href="http://www.tonymassey.com/tax-calculator.htm" class="a"><span class="b">Tax Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=w9Tjrnc2Vrg" class="d"><span class="f">Tutorial video for the Tax Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/debt-reduction-calculator.htm" class="a"><span class="b">Debt Reduction Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=A9Y29-MWl_c" class="d"><span class="f">Tutorial video for the Debt Reduction Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/credit-card-calculator.htm" class="a"><span class="b">Credit Card Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=-xgwUFPWJXM" class="d"><span class="f">Tutorial video for the Credit Card Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/paycheck-calculator.htm" class="a"><span class="b">Advanced Paycheck Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=4yDUWcInEJ8" class="d"><span class="f">Tutorial video for the Advanced Paycheck Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/pay-calculator.htm" class="a"><span class="b">Simplified Pay Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=caZ4fFSzy9w" class="d"><span class="f">Tutorial video for the Simplified Pay Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/overtime-calculator.htm" class="a"><span class="b">Overtime Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=exNbNHXtET8" class="d"><span class="f">Tutorial video for the Overtime Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/salary-to-hourly-pay-calculator.htm" class="a"><span class="b">Salary to Hourly Pay Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=_dUfKWyzdQE" class="d"><span class="f">Tutorial video for the Salary to Hourly Pay Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/mileage-calculator.htm" class="a"><span class="b">Mileage Calculator / Trip Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=b8DeT0Jd3Ds" class="d"><span class="f">Tutorial video for the Mileage Calculator</span></a></p>
<p class="d"><a href="http://www.tripcalculate.com/" class="a"><span class="b">Simple Trip Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/cash-flow-calculator.htm" class="a"><span class="b">Cash Flow Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=M7VIR6V7NqA" class="d"><span class="f">Tutorial video for the Cash Flow Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/calorie-calculator.htm" class="a"><span class="b">Calorie Calculator</span></a><br /><a href="http://www.youtube.com/watch?v=tyJ6jpcD4ho" class="d"><span class="f">Tutorial video for the Calorie Calculator</span></a></p>
<p class="d"><a href="http://www.sodaprint.com/" class="a"><span class="b">Soda Consumption Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/calorie-calculator-with-exercise.htm" class="a"><span class="b">Calorie Calculator with Calorie Consumption Chart</span></a><br /><a href="http://www.youtube.com/watch?v=-fx6bdobCx0" class="d"><span class="f">Tutorial video for the Calorie Calculator with Calorie Consumption Chart</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/calorie-calculator-for-common-serving-sizes.htm" class="a"><span class="b">Calorie Calculator for Common Serving Sizes</span></a><br /><a href="http://www.youtube.com/watch?v=oGyxJ1rX9DE" class="d"><span class="f">Part 1: Tutorial video for the Calorie Calculator for Common Serving Sizes</span></a><br /><a href="http://www.youtube.com/watch?v=fi42M9dVWbA" class="d"><span class="f">Part 2: Tutorial video for the Calorie Calculator for Common Serving Sizes</span></a><br /><a href="http://www.youtube.com/watch?v=s6Q9bSJi3Tg" class="d"><span class="f">Part 3: Tutorial video for the Calorie Calculator for Common Serving Sizes</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/time.htm" class="a"><span class="b">Time to Decimal and Decimal to Time Conversion Calculator</span></a></p>
<p class="d"><a href="http://www.aeijo.com/" class="a"><span class="b">Calculators for your Cell Phone - AEIJO.COM</span></a><br /><span class="f">Links to the Dealer Zapper Calculator and the Mobile Mortgage Calculator - These both were designed to work on your cell phone / mobile internet device.</span><br />
<a href="http://www.youtube.com/watch?v=5gA145EgtC0" class="d"><span class="f">Tutorial video for the Mobile Mortgage Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/temperature-conversion-calculator.htm" class="a"><span class="b">Temperature Conversion Calculator</span></a></p>
<p class="d"><a href="http://www.tonymassey.com/tip-calculator.htm" class="a"><span class="b">Tip Calculator</span></a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.tonymassey.com/calculators/feed</wfw:commentRss>
		</item>
		<item>
		<title>Real Estate Investment Add On for Excel and Open Office</title>
		<link>http://www.tonymassey.com/real-estate-investment-add-on-for-excel-and-open-office</link>
		<comments>http://www.tonymassey.com/real-estate-investment-add-on-for-excel-and-open-office#comments</comments>
		<pubDate>Fri, 25 Jul 2008 07:33:37 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Calculators]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/real-estate-investment-add-on-for-excel-and-open-office</guid>
		<description><![CDATA[REAL ESTATE INVESTMENT ADD-ON FOR EXCEL AND OPEN OFFICE
     
&#160;
&#160;
FREE TRIAL DOWNLOAD NOW! (zip file)

FREE TRIAL DOWNLOAD NOW! (excel file)
&#160;
Register Now and Download Registered Version

Immediately Following Payment!

You pick the price!

&#160;

&#160;
I help you answer these two questions:
&#160;
1. How can I better determine if the rental property     I am [...]]]></description>
			<content:encoded><![CDATA[<p class="pc">REAL ESTATE INVESTMENT ADD-ON <br />FOR EXCEL AND OPEN OFFICE</p>
<p class="pc"><a href="http://www.tonymassey.com/real-estate-investment-calculator.zip" class="a"><span class="b"><img src="http://www.tonymassey.com/images/ictopper.jpg" alt="Click Here to Download Real Estate Investment Software" title="Click Here to Download Real Estate Investment Software" height="175" width="233" style="border:0" /></span></a>     </p>
<p class="pw">&nbsp;</p>
<p class="pw">&nbsp;</p>
<p class="pw"><a href="http://www.tonymassey.com/real-estate-investment-calculator.zip" class="a"><span class="b">FREE TRIAL DOWNLOAD NOW! (zip file)</span></a>
</p>
<p class="pw"><a href="http://www.tonymassey.com/real-estate-investment-calculator.xls" class="a"><span class="b">FREE TRIAL DOWNLOAD NOW! (excel file)</span></a></p>
<p class="pw">&nbsp;</p>
<p class="pw"><a href="http://www.tonymassey.com/registeric.htm" class="a"><span class="b">Register Now and Download Registered Version</span></a>
</p>
<p class="pw"><a href="http://www.tonymassey.com/registeric.htm" class="a"><span class="b">Immediately Following Payment!</span></a>
</p>
<p class="pw"><a href="http://www.tonymassey.com/registeric.htm" class="a"><span class="b">You pick the price!</span></a>
</p>
<p class="pw">&nbsp;</p>
<p class="pw"><a href="http://www.tonymassey.com/registeric.htm" class="a"><span class="b"><img src="http://www.tonymassey.com/images/fix%20and%20flip%20investment%20calculator.gif" alt="real estate investor calculator verified" title="real estate investor calculator verified" style="border:0" /></span></a></p>
<p class="pw">&nbsp;</p>
<p class="pw">I help you answer these two questions:</p>
<p class="pw">&nbsp;</p>
<p class="pw">1. How can I better determine if the rental property     I am about to buy has the potential to be a good investment, or will it be a dog?   </p>
<p class="pw">&nbsp;</p>
<p class="pw">2. How can I better determine if the fixer I am about to buy has the potential to earn me a profit, or will it end up being a never ending money pit that I wish I never bought?</p>
<p class="pw">&nbsp;</p>
<p class="pw">FREE TRIAL!</p>
<p class="pw">&nbsp;</p>
<p class="pw"><a href="http://www.tonymassey.com/real-estate-investment-calculator.zip" class="a"><span class="b">DOWNLOAD Real Estate Investment Software NOW!</span></a>
</p>
<p class="pw">&nbsp;</p>
<p class="pw">ALL FEATURES WORK! NOTHING LOCKED OR HELD BACK!
</p>
<p class="pw">If you like the program, please <a href="http://www.tonymassey.com/registeric.htm" class="a"><span class="b">register</span></a> to continue using the program past 30 days.</p>
<p class="pw">&nbsp;</p>
<p class="pw"><a href="http://www.tonymassey.com/registeric.htm" class="a"><span class="b">Register     Now and Download Registered Version</span></a>
</p>
<p class="pw"><a href="http://www.tonymassey.com/registeric.htm" class="a"><span class="b">Immediately     Following Payment!</span></a>
</p>
<p class="pw"><a href="http://www.tonymassey.com/registeric.htm" class="a"><span class="b">You     pick the price!</span></a></p>
<p class="pw">&nbsp;</p>
<p class="pw"><a href="http://www.tonymassey.com/registeric.htm" class="a"><span class="b"><img src="http://www.tonymassey.com/images/fix%20and%20flip%20investment%20calculator.gif" alt="real estate investor calculator verified" title="real estate investor calculator verified" style="border:0" /></span></a></p>
<p class="pw">&nbsp;</p>
<p class="pw">SCREENSHOTS AND REPORTS
</p>
<p class="pw"><a href="http://www.tonymassey.com/real%20estate%20investment%20calculator%20full%20view.pdf" class="a"><span class="b">View ALL tools and reports in the program (PDF FILE)</span></a></p>
<p class="pw">&nbsp;</p>
<p class="pw">The PDF files can be opened with a FREE program called</p>
<p class="pw">Adobe Acrobat Reader&#8230;. <a href="http://www.adobe.com/products/acrobat/readstep2.html" class="a"><span class="b">Download Now!</span></a></p>
<p class="pw">&nbsp;</p>
<p class="pw">Screenshots : <a href="http://www.tonymassey.com/jca.htm" class="a"><span class="b">A</span></a> <a href="http://www.tonymassey.com/jcb.htm" class="a"><span class="b">B</span></a> <a href="http://www.tonymassey.com/jcc.htm" class="a"><span class="b">C</span></a> <a href="http://www.tonymassey.com/jcd.htm" class="a"><span class="b">D</span></a> <a href="http://www.tonymassey.com/jce.htm" class="a"><span class="b">E</span></a> <a href="http://www.tonymassey.com/jcf.htm" class="a"><span class="b">F</span></a> <a href="http://www.tonymassey.com/jcg.htm" class="a"><span class="b">G</span></a> <a href="http://www.tonymassey.com/jch.htm" class="a"><span class="b">H</span></a> <a href="http://www.tonymassey.com/jci.htm" class="a"><span class="b">I</span></a> <a href="http://www.tonymassey.com/jcj.htm" class="a"><span class="b">J</span></a> <a href="http://www.tonymassey.com/jck.htm" class="a"><span class="b">K</span></a> <a href="http://www.tonymassey.com/jcl.htm" class="a"><span class="b">L</span></a> <a href="http://www.tonymassey.com/jcm.htm" class="a"><span class="b">M</span></a> <a href="http://www.tonymassey.com/jcn.htm" class="a"><span class="b">N</span></a> <a href="http://www.tonymassey.com/jco.htm" class="a"><span class="b">O</span></a> <a href="http://www.tonymassey.com/jcp.htm" class="a"><span class="b">P</span></a> <a href="http://www.tonymassey.com/jcq.htm" class="a"><span class="b">Q</span></a> <a href="http://www.tonymassey.com/jcr.htm" class="a"><span class="b">R</span></a> <a href="http://www.tonymassey.com/jcs.htm" class="a"><span class="b">S</span></a> <a href="http://www.tonymassey.com/jct.htm" class="a"><span class="b">T</span></a> <a href="http://www.tonymassey.com/jcu.htm" class="a"><span class="b">U</span></a> <a href="http://www.tonymassey.com/jcv.htm" class="a"><span class="b">V</span></a> <a href="http://www.tonymassey.com/jcw.htm" class="a"><span class="b">W</span></a>
</p>
<p class="pw">&nbsp;</p>
<p class="pw"><a href="http://www.tonymassey.com/fix%20and%20flip%20calculator.htm" class="a"><span class="b">Sample Fix and Flip Quick Calculator Screenshot</span></a>
</p>
<p class="pw"><a href="http://www.tonymassey.com/real%20estate%20investment%20calculator.htm" class="a"><span class="b">Rental Scheduled Income Calculator</span></a>
</p>
<p class="pw"><a href="http://www.tonymassey.com/investment%20calculator%20help.htm" class="a"><span class="b">The Help Utility</span></a>
</p>
<p class="pw"><a href="http://www.tonymassey.com/real%20estate%20leverage%20calculator.htm" class="a"><span class="b">Leverage Calculator</span></a>
</p>
<p class="pw"><a href="http://www.tonymassey.com/real%20estate%20leverage%20calculator%20chart.htm" class="a"><span class="b">Leverage Calculator Chart</span></a>
</p>
<p class="pw">&nbsp;</p>
<p class="pw">COMPARING RENTAL PROPERTIES SIDE-BY-SIDE
</p>
<p class="pw"><a href="http://www.tonymassey.com/compare%20multiple%20rental%20properties%20cap%20rate%20grm%20and%20expense%20percentages.pdf" class="a"><span class="b">Compare CAP Rate, GRM, and Expense Percentages for Rental Properties</span></a></p>
<p class="pw">&nbsp;</p>
<p class="pw">Page    <a href="http://www.tonymassey.com/compare%20multiple%20rental%20properties%20cap%20rates%20grm%20and%20expense%20percentages%20page%201.htm" class="a"><span class="b">1</span></a>     <a href="http://www.tonymassey.com/compare%20multiple%20rental%20properties%20cap%20rates%20grm%20and%20expense%20percentages%20page%202.htm" class="a"><span class="b">2</span></a>     <a href="http://www.tonymassey.com/compare%20multiple%20rental%20properties%20cap%20rates%20grm%20and%20expense%20percentages%20page%203.htm" class="a"><span class="b">3</span></a>     <a href="http://www.tonymassey.com/compare%20multiple%20rental%20properties%20cap%20rates%20grm%20and%20expense%20percentages%20page%204.htm" class="a"><span class="b">4</span></a>     <a href="http://www.tonymassey.com/compare%20multiple%20rental%20properties%20cap%20rates%20grm%20and%20expense%20percentages%20page%205.htm" class="a"><span class="b">5</span></a>     <a href="http://www.tonymassey.com/compare%20multiple%20rental%20properties%20cap%20rates%20grm%20and%20expense%20percentages%20page%206.htm" class="a"><span class="b">6</span></a>     <a href="http://www.tonymassey.com/compare%20multiple%20rental%20properties%20cap%20rates%20grm%20and%20expense%20percentages%20page%207.htm" class="a"><span class="b">7</span></a>     <a href="http://www.tonymassey.com/compare%20multiple%20rental%20properties%20cap%20rates%20grm%20and%20expense%20percentages%20page%208.htm" class="a"><span class="b">8</span></a>     <a href="http://www.tonymassey.com/compare%20multiple%20rental%20properties%20cap%20rates%20grm%20and%20expense%20percentages%20page%209.htm" class="a"><span class="b">9</span></a>     <a href="http://www.tonymassey.com/compare%20multiple%20rental%20properties%20cap%20rates%20grm%20and%20expense%20percentages%20page%2010.htm" class="a"><span class="b">10</span></a></p>
<p class="pw">&nbsp;</p>
<p class="pw">RENTAL PROPERTY 5-YEAR CALCULATOR DETAILS
</p>
<p class="pw"><a href="http://www.tonymassey.com/rental%20five%20year%20report%20page%201.htm" class="a"><span class="b">Rental Five Year Report / Data Entry Sheet Page 1</span></a>     <a href="http://www.tonymassey.com/rental%20five%20year%20report.pdf" class="a"><span class="b">PDF File</span></a></p>
<p class="pw"><a href="http://www.tonymassey.com/rental%20five%20year%20report%20page%202.htm" class="a"><span class="b">Rental Five Year Report / Data Entry Sheet Page 2</span></a>     <a href="http://www.tonymassey.com/rental%20five%20year%20report.pdf" class="a"><span class="b">PDF File</span></a>
</p>
<p class="pw"><a href="http://www.tonymassey.com/rental%20income%20and%20expenses%20over%20time.htm" class="a"><span class="b">Rental Income and Expenses over Time Chart</span></a>     <a href="http://www.tonymassey.com/rental%20income%20and%20expenses%20over%20time.pdf" class="a"><span class="b">PDF File</span></a>
</p>
<p class="pw"><a href="http://www.tonymassey.com/rental%20profit%20and%20loss%20over%20time.htm" class="a"><span class="b">Rental Profit and Loss over Time Chart</span></a>      <a href="http://www.tonymassey.com/rental%20profit%20and%20loss%20over%20time.pdf" class="a"><span class="b">PDF File</span></a>
</p>
<p class="pw"><a href="http://www.tonymassey.com/yearly%20rate%20of%20return%20chart.htm" class="a"><span class="b">Yearly Rate of Return Chart</span></a>      <a href="http://www.tonymassey.com/yearly%20rate%20of%20return%20chart.pdf" class="a"><span class="b">PDF File</span></a>
</p>
<p class="pw"><a href="http://www.tonymassey.com/cumulative%20return%20over%20time%20chart.htm" class="a"><span class="b">Cumulative Return over Time Chart</span></a>      <a href="http://www.tonymassey.com/cumulative%20return%20over%20time%20chart.pdf" class="a"><span class="b">PDF File</span></a>
</p>
<p class="pw"><a href="http://www.tonymassey.com/average%20return%20over%20five%20years%20chart.htm" class="a"><span class="b">Average Return over five years chart</span></a>      <a href="http://www.tonymassey.com/average%20return%20over%20five%20years%20chart.pdf" class="a"><span class="b">PDF File</span></a></p>
<p class="pw">&nbsp;</p>
<p class="pw"><a href="http://www.tonymassey.com/real%20estate%20investment%20calculator.htm" class="a"><span class="b">NEW TOOL</span></a> allows you to list out all of your apartment units, type in your rent, and the computer will calculate yearly figures for you. Great if you are considering an apartment building, or already own an apartment building, but want to see the big picture of your investment.</p>
<p class="pw">&nbsp;</p>
<p class="pw">Note: The locked cells are locked to prevent damage to the     mathematical formulas.         </p>
<p class="pw">&nbsp;</p>
<p class="pw"><a href="http://www.tonymassey.com/rental%20scheduled%20income%20support.htm" class="a"><span class="b">Customer Service / Technical Support - Resolved Tech Problems</span></a></p>
<p class="pw">&nbsp;</p>
<p class="pw">You may see this box when you open the program. It is OK to click ENABLE MACROS.</p>
<p class="pw">&nbsp;</p>
<p class="pw"><img src="http://www.tonymassey.com/images/investment%20calculator%20for%20real%20estate.gif" alt="investment calculator for real estate" title="investment calculator for real estate" height="227" width="450" /></p>
<p class="pw">&nbsp;</p>
<p class="pw"><a href="http://www.tonymassey.com/investment%20calculator%20real%20estate%20reports%20a.pdf" class="a"><span class="b">View Color Reports (PDF File)</span></a></p>
<p class="pw"><a href="http://www.tonymassey.com/investment%20calculator%20real%20estate%20reports%20b.pdf" class="a"><span class="b">View B/W reports (PDF File)</span></a></p>
<p class="pw">&nbsp;</p>
<p class="pw">MORE CALCULATORS</p>
<p class="pw"><a href="http://www.tonymassey.com/online-loan-calculators/" class="a"><span class="b">Mortgage Calculators</span></a></p>
<p class="pw"><a href="http://www.tonymassey.com/car%20purchase%20calculator.htm" class="a"><span class="b">Car Purchase Calculator</span></a></p>
<p class="pw">&nbsp;</p>
<p class="pw">Real Estate Agent Commission Calculator</p>
<p class="pw"><a href="http://www.tonymassey.com/real-estate-agent-commission-calculator.zip" class="a"><span class="b">Real Estate Agent Commission Calculator</span></a></p>
<p class="pw"><a href="http://www.tonymassey.com/real-estate-agent-commission-calculator.xls" class="a"><span class="b">Real Estate Agent Commission Calculator Excel File</span></a></p>
<p class="pw">&nbsp;</p>
]]></content:encoded>
			<wfw:commentRss>http://www.tonymassey.com/real-estate-investment-add-on-for-excel-and-open-office/feed</wfw:commentRss>
		</item>
		<item>
		<title>Should I keep the bank informed of my situation if I am in foreclosure?</title>
		<link>http://www.tonymassey.com/should-i-keep-the-bank-informed-of-my-situation-if-i-am-in-foreclosure</link>
		<comments>http://www.tonymassey.com/should-i-keep-the-bank-informed-of-my-situation-if-i-am-in-foreclosure#comments</comments>
		<pubDate>Fri, 18 Jul 2008 23:06:06 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/should-i-keep-the-bank-informed-of-my-situation-if-i-am-in-foreclosure</guid>
		<description><![CDATA[
One quote I heard on the Internet was &#34;We are foreclosing on those who aren&#39;t talking to us.&#34;
&#160;

I think it is always a good idea to try to keep in contact with the bank. You may never know, it may hold things off for a month or two, and that may be the month or [...]]]></description>
			<content:encoded><![CDATA[<p class="pw">
One quote I heard on the Internet was &#34;We are foreclosing on those who aren&#39;t talking to us.&#34;</p>
<p class="ps">&nbsp;</p>
<p class="pw">
I think it is always a good idea to try to keep in contact with the bank. You may never know, it may hold things off for a month or two, and that may be the month or two you needed to get your finances back in order. The banks do not want your house. They want you to keep making your payments and get back to current on your loan, or at least maybe sell your house and pay off the loan. If you don&#39;t talk to them, that leaves them very few options. If you talk to the bank, they may be able to offer you ideas you haven&#39;t thought of that may work for you. </p>
<p class="ps">&nbsp;</p>
<p class="pw">
The downside is that all the talk in the world will not save your home from foreclosure. The only way to do that is to get back current on your payments, or make some agreement with the bank to resolve the issue. Simply talking to them will not fix it. There will have to be some action on your part to fix things.</p>
<p class="ps">&nbsp;</p>
<p class="pw">Please <span class="d"><a href="http://www.tonymassey.com/denver-questions-and-answers-disclaimer" title="Denver Real Estate Questions and Answers Disclaimer">view this disclaimer</a></span> about this page.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>What is the going rate for a commercial land lease and how is the lease calculated?</title>
		<link>http://www.tonymassey.com/what-is-the-going-rate-for-a-commercial-land-lease-and-how-is-the-lease-calculated</link>
		<comments>http://www.tonymassey.com/what-is-the-going-rate-for-a-commercial-land-lease-and-how-is-the-lease-calculated#comments</comments>
		<pubDate>Fri, 27 Jun 2008 04:32:25 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/what-is-the-going-rate-for-a-commercial-land-lease-and-how-is-the-lease-calculated</guid>
		<description><![CDATA[
Thank-You for writing. I am not qualified to answer your question regarding a land lease. I recommend you contact Jerry Glass at Keller Williams. He is a good guy to talk to about land issues. His phone number is 303-659-4118 or 303-452-3300.
As for the going rate of a lease, you can visit the following sites [...]]]></description>
			<content:encoded><![CDATA[<p class="pw">
Thank-You for writing. I am not qualified to answer your question regarding a land lease. I recommend you contact Jerry Glass at Keller Williams. He is a good guy to talk to about land issues. His phone number is 303-659-4118 or 303-452-3300.</p>
<p>As for the going rate of a lease, you can visit the following sites which allow you to search for commercial leases. All of them allow you to select land and all of them allow you to select a lease.</p>
<p>Loopnet - lots of commercial stuff<br />
<a href="http://www.loopnet.com/xNet/MainSite/Listing/Search/ForLease.aspx?linkcode=340" class="a"><span class="b">http://www.loopnet.com/xNet/MainSite/Listing/Search/ForLease.aspx?linkcode=340</span></a></p>
<p>CBRE - big commercial real estate brokerage<br />
<a href="http://www.cbre.com/USA/Property+Listings/Properties+for+Lease.htm" class="a"><span class="b">http://www.cbre.com/USA/Property+Listings/Properties+for+Lease.htm</span></a></p>
<p>Fuller - big local commercial broker<br />
<a href="http://www.fullercompany.com/listings/index.aspx?pageID=3" class="a"><span class="b">http://www.fullercompany.com/listings/index.aspx?pageID=3</span></a></p>
<p class="ps">&nbsp;</p>
<p class="pw">Please <span class="d"><a href="http://www.tonymassey.com/denver-questions-and-answers-disclaimer" title="Denver Real Estate Questions and Answers Disclaimer">view this disclaimer</a></span> about this page.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>How do I caculate taxes and insurance for triple net leases?</title>
		<link>http://www.tonymassey.com/how-do-i-caculate-taxes-and-insurance-for-triple-net-leases</link>
		<comments>http://www.tonymassey.com/how-do-i-caculate-taxes-and-insurance-for-triple-net-leases#comments</comments>
		<pubDate>Fri, 20 Jun 2008 19:32:52 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/how-do-i-caculate-taxes-and-insurance-for-triple-net-leases</guid>
		<description><![CDATA[
Triple net leases are commonly quoted as dollars per rentable square foot (RSF). Usually these are annual quotes. So the numbers you are given are for a years worth of rent.
&#160;

There are two categories of a triple net lease. The first category is the base rent. This for example could be $20/RSF. The second category [...]]]></description>
			<content:encoded><![CDATA[<p class="pw">
Triple net leases are commonly quoted as dollars per rentable square foot (RSF). Usually these are annual quotes. So the numbers you are given are for a years worth of rent.</p>
<p class="ps">&nbsp;</p>
<p class="pw">
There are two categories of a triple net lease. The first category is the base rent. This for example could be $20/RSF. The second category is basically everything else lumped together, called expenses. This includes property maintenance, property taxes, and property insurance. This for example could be $8/RSF. The second category is usually an ESTIMATE based on previous expenses. For example, if the annual expenses last year for a building were $19,000, they could be estimated at $20,000 for this year. If the building has 3000 RSF, the estimated expenses per RSF would be $6.67 / RSF.</p>
<p class="ps">&nbsp;</p>
<p class="pw">
The tenant is usually responsible for ACTUAL EXPENSES, regardless of the estimate. So when all of the expenses are paid, the tenant could owe additional rent, if the estimates were short, or the tenant could be due a refund if the estimates were too high.</p>
<p class="ps">&nbsp;</p>
<p class="pw">
Please view my full information about calculating a triple net lease located here<br />
>>>> <a href="http://www.tonymassey.com/how-do-i-calculate-a-triple-net-lease-rate" class="a"><span class="b">How do I calculate a triple net lease rate?</span></a></p>
<p class="ps">&nbsp;</p>
<p class="pw">Please <span class="d"><a href="http://www.tonymassey.com/denver-questions-and-answers-disclaimer" title="Denver Real Estate Questions and Answers Disclaimer">view this disclaimer</a></span> about this page.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>How do you calculate a lease per month for commercial property?</title>
		<link>http://www.tonymassey.com/how-do-you-calculate-a-lease-per-month-for-commercial-property</link>
		<comments>http://www.tonymassey.com/how-do-you-calculate-a-lease-per-month-for-commercial-property#comments</comments>
		<pubDate>Sun, 15 Jun 2008 03:52:18 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/how-do-you-calculate-a-lease-per-month-for-commercial-property</guid>
		<description><![CDATA[
Please visit the following page on my site to learn more about how to calculate a lease per month for commercial property.
&#160;

You can also use my triple net lease calculator to help you calculate your monthly lease expenses for a commercial property.
&#160;
Please view this disclaimer about this page.
]]></description>
			<content:encoded><![CDATA[<p class="pw">
Please visit the <a href="http://www.tonymassey.com/how-do-i-calculate-a-triple-net-lease-rate" class="a"><span class="b">following page</span></a> on my site to learn more about how to calculate a lease per month for commercial property.</p>
<p class="ps">&nbsp;</p>
<p class="pw">
You can also use my <a href="http://www.tonymassey.com/triple-net-lease-calculator.htm" class="a"><span class="b">triple net lease calculator</span></a> to help you calculate your monthly lease expenses for a commercial property.</p>
<p class="ps">&nbsp;</p>
<p class="pw">Please <span class="d"><a href="http://www.tonymassey.com/denver-questions-and-answers-disclaimer" title="Denver Real Estate Questions and Answers Disclaimer">view this disclaimer</a></span> about this page.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Where do I find a good cumulative return calculator?</title>
		<link>http://www.tonymassey.com/where-do-i-find-a-good-cumulative-return-calculator</link>
		<comments>http://www.tonymassey.com/where-do-i-find-a-good-cumulative-return-calculator#comments</comments>
		<pubDate>Fri, 18 Apr 2008 04:22:32 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/where-do-i-find-a-good-cumulative-return-calculator</guid>
		<description><![CDATA[
I have developed a rental calculator calculator add-on for Excel. Once you enter the property details into the calculator, you will see a entry called &#34;aggregate profit or loss&#34;. This shows you the profit or loss at the end of each year. You can also click on the charts at the bottom, and you will [...]]]></description>
			<content:encoded><![CDATA[<p class="pw">
I have developed a rental calculator calculator add-on for Excel. Once you enter the property details into the calculator, you will see a entry called &quot;aggregate profit or loss&quot;. This shows you the profit or loss at the end of each year. You can also click on the charts at the bottom, and you will see the cumulative returns charted out for you. If you have Excel or Open Office installed on your computer, then you can use the rental property calculator linked below.</p>
<p class="ps">&nbsp;</p>
<p class="pc">
<a href="http://www.tonymassey.com/cumulative-return-calculator.xls" class="a"><span class="b">Cumulative Return Calculator</span></a></p>
<p class="ps">&nbsp;</p>
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<p class="ps">&nbsp;</p>
<p class="pw">Additional Matches: cumulative return calculator</p>
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		</item>
		<item>
		<title>What do I need to get a mortgage for a rental property?</title>
		<link>http://www.tonymassey.com/what-do-i-need-to-get-a-mortgage-for-a-rental-property</link>
		<comments>http://www.tonymassey.com/what-do-i-need-to-get-a-mortgage-for-a-rental-property#comments</comments>
		<pubDate>Fri, 18 Apr 2008 04:02:47 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/what-do-i-need-to-get-a-mortgage-for-a-rental-property</guid>
		<description><![CDATA[
You will probably want to contact a lender to see what their requirements are. You will probably need to prove your income and expenses, provide a 10-30% down payment, have some money in the bank as reserves, and have pretty good credit.
&#160;

The property will probably need to have a Debt Service Coverage Ratio (DSCR) at [...]]]></description>
			<content:encoded><![CDATA[<p class="pw">
You will probably want to contact a lender to see what their requirements are. You will probably need to prove your income and expenses, provide a 10-30% down payment, have some money in the bank as reserves, and have pretty good credit.</p>
<p class="ps">&nbsp;</p>
<p class="pw">
The property will probably need to have a Debt Service Coverage Ratio (DSCR) at 1.1 or above. You might be able to convince a lender to go down to 0.9, but it could be pretty difficult to do that. Please visit the links below to learn more about the DSCR.</p>
<p class="ps">&nbsp;</p>
<p class="pc"><a href="http://www.tonymassey.com/what-is-debt-service-coverage-ratio" class="a"><span class="b">What is Debt Service Coverage Ratio?</span></a></p>
<p class="pc"><a href="http://www.tonymassey.com/how-do-i-calculate-debt-service-coverage-ratio" class="a"><span class="b">How do I calculate Debt Service Coverage Ratio?</span></a></p>
<p class="ps">&nbsp;</p>
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<p class="ps">&nbsp;</p>
<p class="pw">Additional Matches: Requirements for a mortgage for rental property.</p>
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		</item>
		<item>
		<title>Where do I find good real estate investment calculators?</title>
		<link>http://www.tonymassey.com/where-do-i-find-good-real-estate-investment-calculators</link>
		<comments>http://www.tonymassey.com/where-do-i-find-good-real-estate-investment-calculators#comments</comments>
		<pubDate>Fri, 18 Apr 2008 01:28:13 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/where-do-i-find-good-real-estate-investment-calculators</guid>
		<description><![CDATA[
I have several different real estate investment calculators to help you with your current and potential real estate investments. Simply click the link below to see the calculators.
&#160;

Real Estate Investment Calculators
&#160;
Please view this disclaimer about this page.
&#160;
Additional Matches: Real estate investment calculators, Investment calculator.
]]></description>
			<content:encoded><![CDATA[<p class="pw">
I have several different real estate investment calculators to help you with your current and potential real estate investments. Simply click the link below to see the calculators.</p>
<p class="ps">&nbsp;</p>
<p class="pc">
<a href="http://www.tonymassey.com/calculators" class="a"><span class="b">Real Estate Investment Calculators</span></a></p>
<p class="ps">&nbsp;</p>
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<p class="ps">&nbsp;</p>
<p class="pw">Additional Matches: Real estate investment calculators, Investment calculator.</p>
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		</item>
		<item>
		<title>How do I calculate rate on a loan?</title>
		<link>http://www.tonymassey.com/how-do-i-calculate-rate-on-a-loan</link>
		<comments>http://www.tonymassey.com/how-do-i-calculate-rate-on-a-loan#comments</comments>
		<pubDate>Fri, 18 Apr 2008 01:22:11 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/how-do-i-calculate-rate-on-a-loan</guid>
		<description><![CDATA[
I have developed a calculator that will estimate the interest rate on a loan, provided you know the monthly payment, loan term, and amount financed. Now calculating the interest rate of a loan is not an exact science, but using this calculator will at least get you into the ballpark of the actual rate.
&#160;

Quick Mortgage [...]]]></description>
			<content:encoded><![CDATA[<p class="pw">
I have developed a calculator that will estimate the interest rate on a loan, provided you know the monthly payment, loan term, and amount financed. Now calculating the interest rate of a loan is not an exact science, but using this calculator will at least get you into the ballpark of the actual rate.</p>
<p class="ps">&nbsp;</p>
<p class="pc">
<a href="http://www.mortgagegizmo.com/gizmomortgage.htm" class="a"><span class="b">Quick Mortgage Calculator</span></a></p>
<p class="ps">&nbsp;</p>
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		</item>
		<item>
		<title>How do I compare rental properties to each other?</title>
		<link>http://www.tonymassey.com/how-do-i-compare-rental-properties-to-each-other</link>
		<comments>http://www.tonymassey.com/how-do-i-compare-rental-properties-to-each-other#comments</comments>
		<pubDate>Fri, 18 Apr 2008 00:51:10 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/how-do-i-compare-rental-properties-to-each-other</guid>
		<description><![CDATA[
I have developed a rental property calculator add-on for Excel. This add on will allow you to enter information for multiple rental properties, and see them compared on a chart. If you have Excel or Open Office installed on your computer, then you can use the calculator linked below.
&#160;

Compare Rental Properties Calculator
&#160;
Please view this disclaimer [...]]]></description>
			<content:encoded><![CDATA[<p class="pw">
I have developed a rental property calculator add-on for Excel. This add on will allow you to enter information for multiple rental properties, and see them compared on a chart. If you have Excel or Open Office installed on your computer, then you can use the calculator linked below.</p>
<p class="ps">&nbsp;</p>
<p class="pc">
<a href="http://www.tonymassey.com/rental-property-calculator.xls" class="a"><span class="b">Compare Rental Properties Calculator</span></a></p>
<p class="ps">&nbsp;</p>
<p class="pw">Please <span class="d"><a href="http://www.tonymassey.com/denver-questions-and-answers-disclaimer/" title="Denver Real Estate Questions and Answers Disclaimer">view this disclaimer</a></span> about this page.</p>
<p class="ps">&nbsp;</p>
<p class="pw">Additional Matches: Compare rental properties.</p>
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		</item>
		<item>
		<title>How do I calculate daily rental rate?</title>
		<link>http://www.tonymassey.com/how-do-i-calculate-daily-rental-rate</link>
		<comments>http://www.tonymassey.com/how-do-i-calculate-daily-rental-rate#comments</comments>
		<pubDate>Fri, 18 Apr 2008 00:26:18 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/how-do-i-calculate-daily-rental-rate</guid>
		<description><![CDATA[
I have designed a calculator that will allow you to calculate daily rent. Simply click on the link below to access my daily lease calculator.
&#160;

Daily Lease Calculator
&#160;
Please view this disclaimer about this page.
]]></description>
			<content:encoded><![CDATA[<p class="pw">
I have designed a calculator that will allow you to calculate daily rent. Simply click on the link below to access my daily lease calculator.</p>
<p class="ps">&nbsp;</p>
<p class="pc">
<a href="http://www.tonymassey.com/reverse-lease-calculator.htm" class="a"><span class="b">Daily Lease Calculator</span></a></p>
<p class="ps">&nbsp;</p>
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		</item>
		<item>
		<title>How do I buy an investment property if I am a renter?</title>
		<link>http://www.tonymassey.com/how-do-i-buy-an-investment-property-if-i-am-a-renter</link>
		<comments>http://www.tonymassey.com/how-do-i-buy-an-investment-property-if-i-am-a-renter#comments</comments>
		<pubDate>Fri, 18 Apr 2008 00:20:40 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/how-do-i-buy-an-investment-property-if-i-am-a-renter</guid>
		<description><![CDATA[
A renter is free to buy any investment property they wish, as long as they have (or can obtain) the funds necessary to close. The first real estate investment a renter should make is to own the home they live in. It is pointless to own an investment property, but continue to pay out rent [...]]]></description>
			<content:encoded><![CDATA[<p class="pw">
A renter is free to buy any investment property they wish, as long as they have (or can obtain) the funds necessary to close. The first real estate investment a renter should make is to own the home they live in. It is pointless to own an investment property, but continue to pay out rent to someone else. Why not just eliminate the rent payments, and pay on a house that someday will be paid off. If you can afford two payments, you could buy two investments instead of paying rent on one property and owning another.</p>
<p class="ps">&nbsp;</p>
<p class="pw">
Finally, the very first investment one should make is to pay off any debts they owe. There is virtually no way to carry a debt, invest in real estate (or anything else), and be ahead. Pay off the debts first, then make investments.</p>
<p class="ps">&nbsp;</p>
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		<item>
		<title>What does the Colorado exclusive right to buy contract look like?</title>
		<link>http://www.tonymassey.com/what-does-the-colorado-exclusive-right-to-buy-contract-look-like</link>
		<comments>http://www.tonymassey.com/what-does-the-colorado-exclusive-right-to-buy-contract-look-like#comments</comments>
		<pubDate>Thu, 17 Apr 2008 23:41:31 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/what-does-the-colorado-exclusive-right-to-buy-contract-look-like</guid>
		<description><![CDATA[
Click to download a copy of theColorado Exclusive Right to Buy Contract. 
&#160;

Click for more contracts or to make sure you are downloading the most current copy from the State of Colorado.Colorado Division of Real Estates Approved Forms. 
&#160;


&#160;
Please view this disclaimer about this page.
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]]></description>
			<content:encoded><![CDATA[<p class="pw">
Click to download a copy of the<br /><a href="http://www.tonymassey.com/add/exclusive-right-to-buy-contract.pdf" class="a"><span class="b">Colorado Exclusive Right to Buy Contract</span></a>. </p>
<p class="ps">&nbsp;</p>
<p class="pw">
Click for more contracts or to make sure you are downloading the most current copy from the State of Colorado.<br /><a href="http://www.dora.state.co.us/Real-estate/contracts/contracts.htm" class="a"><span class="b">Colorado Division of Real Estates Approved Forms</span></a>. </p>
<p class="ps">&nbsp;</p>
<p class="pw">
<a href="http://www.tonymassey.com/add/exclusive-right-to-buy-contract.pdf"><img src="http://www.tonymassey.com/images/exclusive-right-to-buy-contract-colorado.gif" alt="Colorado contract to buy and sell real estate January 2008" title="Colorado contract to buy and sell real estate January 2008" /></a></p>
<p class="ps">&nbsp;</p>
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		<item>
		<title>What is the average ACT score in Colorado?</title>
		<link>http://www.tonymassey.com/what-is-the-average-act-score-in-colorado</link>
		<comments>http://www.tonymassey.com/what-is-the-average-act-score-in-colorado#comments</comments>
		<pubDate>Thu, 17 Apr 2008 23:31:22 +0000</pubDate>
		<dc:creator>Tony</dc:creator>
		
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.tonymassey.com/what-is-the-average-act-score-in-colorado</guid>
		<description><![CDATA[The average ACT scores are printed on the CSAP School Accountability Reports. The average reading ACT score was 19.41, the average writing ACT score was 18.28, and the average math ACT score was 19.16. These scores were taken from the School Accountability Reports for the 2007 school year.
&#160;
Please view this disclaimer about this page.
&#160;
Additional Matches: [...]]]></description>
			<content:encoded><![CDATA[<p class="pw">The average ACT scores are printed on the CSAP School Accountability Reports. The average reading ACT score was 19.41, the average writing ACT score was 18.28, and the average math ACT score was 19.16. These scores were taken from the School Accountability Reports for the 2007 school year.</p>
<p class="ps">&nbsp;</p>
<p class="pw">Please <span class="d"><a href="http://www.tonymassey.com/denver-questions-and-answers-disclaimer/" title="Denver Real Estate Questions and Answers Disclaimer">view this disclaimer</a></span> about this page.</p>
<p class="ps">&nbsp;</p>
<p class="pw">Additional Matches: Colorado average ACT scores, Average ACT Colorado.</p>
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